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What's your retirement income mindset?

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How much should I save to reach my goal?

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WEP and GPO Can Reduce Social Security Benefits

Explore how the windfall elimination provision and the government pension offset can affect Social Security benefits for people who earned a pension in noncovered employment.

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The Elm Group and Associates, LLC

Alex Lima
Licensed Agent
CA Insurance License 0I02315

Contact Us

We're in this together

Bring your career to life

Bring your career to life

Bring your career to life

We're right here
with you

New York Life is dedicated to serving professional advisors

Your employees count on you

What do you want
to do?

We have the answers... and we're happy to share

What's your retirement income mindset?

We're here
to help

It all starts with you

We have the answers... and we're happy to share

We're right here
with you

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The Elm Group and Associates, LLC

Alex Lima
Licensed Agent
CA Insurance License 0I02315

Contact Us

Calculators

Savings in Retirement

Retirement Income and 401(k)

Life Insurance

Savings Goals

Newsletters

WEP and GPO Can Reduce Social Security Benefits

Please Confirm

The Elm Group and Associates, LLC

Alex Lima Licensed Agent CA Insurance License 0I02315

Contact Us

We're in this together

Bring your career to life

Bring your career to life

Bring your career to life

We're right herewith you

New York Life is dedicated to serving professional advisors

Your employees count on you

What do you wantto do?

We have the answers... and we're happy to share

What's your retirement income mindset?

We're hereto help

It all starts with you

We have the answers... and we're happy to share

We're right herewith you

Site Map

Products & Services

Ask a Question

The Elm Group and Associates, LLC

Alex Lima Licensed Agent CA Insurance License 0I02315

Contact Us

Please Confirm

Alex Lima
Licensed Agent
CA Insurance License 0I02315

We're right here
with you

What do you want
to do?

We're here
to help

We're right here
with you

Alex Lima
Licensed Agent
CA Insurance License 0I02315